Finance Controller

JOB DESCRIPTION: FINANCE CONTROLLER

Company: White Gold Money Company
Department: Finance & Accounts
Location: Kormangala
Reports To: Chief Financial Officer / Managing Director
Employment Type: Full-Time
Experience Required: 8+ Years (Post-Qualification)
Qualification: Chartered Accountant (CA) — Mandatory

ABOUT THE ROLE

We are looking for an experienced and detail-oriented Finance Controller to lead the finance and accounts function of the organization. The ideal candidate will be a Chartered Accountant with a strong background in financial control, compliance, and reporting preferably with exposure to the gold loan, bullion, NBFC, or financial services industry. This role requires a strategic thinker who can ensure financial discipline, regulatory compliance, and support business growth through sound financial governance.

KEY RESPONSIBILITIES

Financial Control & Reporting

• Oversee preparation of accurate and timely monthly, quarterly, and annual financial statements in line with applicable accounting standards (Ind AS/IGAAP).
• Ensure robust internal financial controls (IFC) are designed, implemented, and monitored across the organization.
• Manage the monthly closing process, including reconciliations, accruals, and variance analysis.
• Present financial performance reports, MIS, and dashboards to senior management and the board.

Compliance & Regulatory

• Ensure compliance with statutory requirements — Income Tax, GST, TDS, RBI/NBFC regulations (if applicable), Companies Act, and other applicable laws.
• Liaise with statutory auditors, internal auditors, tax consultants, and regulatory authorities.
• Ensure timely filing of returns, audits, and regulatory submissions.
• Stay updated on changes in gold loan/bullion trade regulations, RBI guidelines, and financial compliance norms.

Treasury & Cash Flow Management

• Monitor daily cash flow, fund positions, and working capital requirements.
• Manage banking relationships, credit facilities, and gold-backed lending/borrowing arrangements.
• Oversee gold inventory valuation, hedging strategies, and price risk management (if applicable to bullion operations).

Budgeting & Financial Planning

• Lead the annual budgeting process and periodic forecasting/re-forecasting.
• Conduct cost analysis and identify areas for cost optimization and margin improvement.
• Support business heads with financial insights for strategic decision-making.

Audit & Risk Management

• Coordinate statutory, internal, and tax audits; ensure timely closure of audit observations.
• Identify financial risks and implement mitigation controls.
• Ensure adequate documentation and audit trails for all financial transactions.

Team Leadership

• Lead, mentor, and manage the finance and accounts team.

• Set performance goals, review team output, and build finance function capability.
• Coordinate cross-functionally with operations, compliance, HR, and business teams.

REQUIRED QUALIFICATIONS & EXPERIENCE

• Chartered Accountant (CA) — mandatory.